5 Things Big Truck Insurance Companies Don’t Want You to Know
Big truck insurance companies, with their vast resources and legal expertise, might seem like a reassuring ally in such situations. However, there are crucial aspects of the process that these companies would prefer accident victims to remain oblivious to.
Being involved in a commercial vehicle truck accident can be a traumatic and life-altering experience. In the aftermath, victims often find themselves grappling with physical injuries, emotional distress, and the daunting task of navigating the complex world of insurance claims. In this blog post, we will uncover five things that big truck insurance companies don’t want truck accident victims to know.
1. Using Delay Tactics and Lowball Settlement Offers
One of the most cunning strategies employed by big truck insurance companies is the use of delay tactics and lowball settlement offers. When an injury victim files a truck accident claim, insurers may intentionally prolong the claims process. They hope that the financial strain will coerce the injury victim into accepting a quick but insufficient settlement. They exploit the urgency of medical bills, property damage, and other immediate expenses to pressure injury victims into settling for far less than they deserve.
To counteract this, it is imperative for truck accident victims to seek legal representation promptly from an experienced truck accident lawyer. An experienced truck accident attorney can navigate the intricate legal procedures, negotiate with the insurance company on behalf of the victim, and ensure that any settlement offer accurately reflects the full extent of the damages incurred.
2. Comparative Negligence and Its Impact
Big truck insurance companies often capitalize on the concept of comparative negligence. Comparative negligence is a legal principle assigning a percentage of fault to each party involved in a truck accident. In jurisdictions that follow this system, the compensation to the victim is reduced proportionally to their level of responsibility for the truck wreck. Insurance adjusters may exploit this by attempting to shift more blame onto the injury victim. As a result, this diminishes the overall payout.
Victims must be aware of their rights and not succumb to the tactics aimed at downplaying the negligence of the truck driver or the trucking company. Seeking legal advice from a knowledgeable truck accident lawyer can help injury victims navigate these complexities. It also presents a robust case to establish the true extent of the responsible parties’ liability.
3. The Importance of Seeking Medical Attention Immediately
Insurance companies often downplay the significance of seeking immediate medical attention following a semi-truck accident. They may argue that delayed medical treatment indicates a lack of severity in the injuries sustained. This makes it challenging for victims to claim fair compensation for medical expenses and ongoing care.
However, truck wreck victims must prioritize their health and well-being by seeking medical attention promptly. This is essential for their recovery and establishes a clear connection between the truck accident and the injuries sustained. Medical records become crucial evidence in building a strong case against big truck insurance companies. Additionally, they can become evidence to prove the extent of the damages incurred.
4. Privacy Invasion Through Surveillance
In an attempt to minimize payouts, big truck insurance companies often resort to invasive surveillance practices. They may hire private investigators to monitor truck accident victims. They hope to capture activities that could dispute the severity of injuries or the impact on the victim’s daily life.
Accident victims need to be cautious about their activities, especially in public spaces. This is because insurance companies may use any footage obtained to dispute the extent of their injuries. Our diligent truck accident lawyers can guide you on how to protect your privacy while still pursuing fair and just compensation for your suffering.
5. Underestimating Non-Economic Damages
Non-economic damages, such as pain and suffering, emotional distress, and loss of enjoyment of life, are often underestimated or dismissed by big truck insurance companies. These damages are subjective and challenging to quantify, making them an attractive target for reduction when negotiating settlements.
Victims should be aware that they are entitled to compensation for both economic and non-economic damages. Seeking the guidance of our trustworthy truck accident lawyers is crucial in accurately assessing the full impact of the truck crash on the victim’s life and ensuring that they receive full and fair compensation for both tangible and intangible losses.
Helping You Navigate After a Truck Accident
Navigating the aftermath of a truck accident can be overwhelming, especially when up against the formidable resources and tactics of big truck insurance companies. By arming themselves with knowledge and seeking legal representation from a competent truck accident lawyer, accident victims can level the playing field and secure the compensation they rightfully deserve. Awareness of these five key aspects can empower truck accident victims to make informed decisions. Additionally, they protect their rights and ensure a fair resolution in the face of adversity.
Matt Stein, John Whatley, and Rob Astorino at Stein Whatley Astorino, PLLC, are aware of the tactics in the trucking industry. Additionally, this legal team knows what big insurance companies use to overwhelm injury victims. Do not let them take advantage of you. Our reliable truck accident lawyers will fight to defend your legal rights so that you get the full and fair settlement you deserve. If you are a victim of a serious truck accident, call 502.553.4750 for a free consultation.
